Further Solvency and Financial Condition Reports (SFCRs) were published in the past week or so.
- The latest SFCRs include AIG Europe Ltd, Blackrock Life, Sun Life Financial and White Horse Insurance Ireland.
- The award for glossiest report to date must surely go AIG Europe, which has presented a streamlined and consistent SFCR. It is perhaps an example of an insurer treating the SFCR as potential marketing or investor information, rather than purely a regulatory reporting requirement.
- UK firms are including the Audit Opinion and Report within the SFCR as they are required by the Prudential Regulatory Authority (PRA). Some of the previous UK SFCRs discussed in this blog series didn't include the audit opinion as their reporting date predated the audit requirements. However, we haven't seen this practice in other countries, such as Ireland, where the supervisors do not require publication of the audit opinion.
Links to all SFCRs included in previous blog posts are shown in the table below.
| Company | Link | Country | Country |
| AIG Europe Ltd | Link | UK | 31/12/2016 |
| ASR Group | Link | Netherlands | 31/12/2016 |
| Blackrock Life Ltd | Link | UK | 31/12/2016 |
| Care Insurance Co | Link | Gibraltar | 30/06/2016 |
| Cornish Mutual Asurance Co Ltd | Link | UK | 30/06/2016 |
| Euroguard Insurance Co PCC Ltd | Link | Gibraltar | 30/06/2016 |
| Evolution Insurance Company Ltd | Link | Gibraltar | 30/06/2016 |
| Hansard Europe dac | Link | Ireland | 30/06/2016 |
| International Diving Assurance Ltd | Link | Malta | 30/06/2016 |
| Municipal Mutual | Link | UK | 30/06/2016 |
| St James's Place Group | Link | UK | 31/12/2016 |
| Sun Life Financial of Canada | Link | UK | 31/12/2016 |
| The Wren Insurance Association Ltd | Link | UK | 30/06/2016 |
| Vitality Life Ltd | Link | UK | 30/06/2016 |
| White Horse Insurance Ireland dac | Link | Ireland | 30/09/2016 |